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Q: When I hire Infield Loan
Services, LLC for inspections, who will perform the work on my
behalf?
A:
A well-trained professional construction expert will always inspect
your projects. David Archer manages and supervises
the work. He holds a degree in Civil Engineering from Georgia
Tech and has 20 years experience in
construction inspection.
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Q: What geographic area is
covered by Infield Loan Services, LLC?
A:
We cover the Southeast and can competitively quote work in any
metro area. Our data management solutions can be used in any market
across the country.
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Q: What do we mean by
“inspection data management solutions”?
A:
Our company was founded to limit construction risk for lenders and
owners. We have always used technology to better our inspection
results and conclusions. Through this in-house use of technology,
we have created EZ-Draw, a web-based way for lenders, owners,
builders, and inspectors to document, report, share, and archive
inspection results. We are making this solution available to other
participants in all markets.
Q: Who will complete
residential inspections on my behalf?
A: A
well-trained professional construction expert will always inspect
your projects. David Archer manages and supervises the
work. He holds a degree in Civil Engineering from Georgia Tech
and has 20 years experience in construction
inspection. All employees of Infield hold four-year degrees, and we
value military and banking experience. We participate in continuing
education and hold certificates in one- and two- family code
inspection. WE DO NOT EMPLOY CO-OPS OR OTHER UNTRIED STUDENTS TO
INSPECT YOUR HOUSES.
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Q: How much is charged for
residential inspections?
A:
We offer various services. The price will depend on the regularity
of the inspections, the location and geographic spread of the
houses, and the level of service wanted. For simple checklist
inspections in which we give you an overall percentage completion
report, we normally charge on a volume scale. We cover metro
Atlanta with several inspectors every week, so we are able to pass
on savings to you.
We also review custom house construction. With this level of
service, we review the contracts and project drawings for complete
compliance.
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Q: For home construction,
what documents are needed in order to perform our review and
inspections?
A:
For residential review, all that is needed is the initial
appraisal. We recommend funding most houses based on a standard
percentage breakdown sheet designed to disburse funds commensurate
with house construction. Use our web based draw software to enter
important information about the size and other characterizations of
the appraised home, and we verify the information in the field. If
a slab house is being built and a basement home is appraised, you
will know immediately.
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Q: Do you make compliance inspections
for residential construction?
A:
Yes, for custom home inspections, we use a complete set of plans to
review complete compliance. For checklist type percentage complete
inspections, we compare the general characteristics of the
appraised home with those of the home being built.
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Q: What geographic area is
covered by Infield Loan Services?
A:
We cover the Southeast and can competitively quote work in any
metro area.
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Q: How are your residential
results reported?
A:
For our checklist type percentage complete inspections, we use our
web-based reporting system, called EZ-Draw?
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Q: Do you take photos of
your inspections?
A:
Yes, photo inspections can be ordered and easily shared on EZ-Draw.
Q: How do I know
that my information on EZ-Draw is secure?
A:
Our online system is secured by Entrust. Entrust utilizes SSL
to encrypt data going between your Web browser and our website. The
communication of your private information from any address
beginning with “https” is encrypted and secured using SSL. Our page
is encrypted with high-grade encryption AES-256 256 bit (this is
the same technology that banks use to secure on-line banking
transactions). When you visit our login screen and while on the
system, a lock symbol on your Web browsers program will be
displayed to verify an encrypted connection (the pad-lock symbol
can be found next to the address bar on Internet Explore and in the
bottom right corner of Mozilla Firefox).
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Q: How do I get
started with EZ-Draw?
A:
Give us a call, , or request
a full demo.
Q:
When I hire
Infield, who will complete inspections on my behalf?
A:
A well-trained professional construction expert will always inspect
your projects. John Deahl and David Archer manage and supervise the
work. They each hold degrees in Civil Engineering from Georgia Tech
and among them, they have over 25 years experience in construction
inspection. All employees of Infield hold four-year degrees, and we
value military and banking experience. We participate in continuing
education and hold certificates in one- and two- family code
inspection. WE DO NOT EMPLOY CO-OPS OR OTHER UNTRIED STUDENTS TO
INSPECT YOUR HOUSES.
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Q: What geographic
area is covered by Infield Loan Services?
A:
We cover the Southeast and can competitively quote work in any
metro area.
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Q: What is the purpose of a
pre-construction budget and document review?
A:
The main purpose is to inform you of sufficiency problems with your
loan before you close the loan. If your customer has budgeted too
little or omitted significant items from his budget, you need to
know as soon as possible. We also review all construction documents
and we can often find avoidable construction issues written into
the documentation. For instance, a contract may not properly
identify the scope of work from the start, or may contain a working
budget that is “front-end loaded” meaning the contractor will be
paid faster than the work is performed.
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Q: What is the purpose of
the interim draw inspection?
A:
Each time the owner wishes to make a draw from the construction
loan (usually on a monthly basis), we make an interim site visit
and review. Most importantly, we give you a status update of the
project with photos (we give our expert opinion on the overall
percent complete and the percent complete of individual
construction items.) We verify that the draw request represents completed
work and is commensurate with progress, that funds have been used
for their originally intended purpose, and that the remaining loan
funds are sufficient to complete. We keep you informed of any
changes to the scope of work and we verify proper engineering and
contractual documentation of all changes. We also point out poor
workmanship, county inspection issues, code violations, and other
major construction issues that can affect the value of the project.
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Q: For commercial projects,
what documents are needed?
A:
Prior to loan closing, we like to have a full set of construction
documents. First, we need the owner’s total project budget, showing
the source of all funds and showing the budget for the use of all
project funds, usually in spreadsheet form. We need the building
agreement with the contractor and the contractor’s working budget.
We normally recommend standardized contracts, such as A.I.A.
contracts. Importantly, the contracts should properly identify the
scope of work for a project, and reference a full set of drawings
and specs. Finally, we need a copy of the full set of construction
drawings and specs.
We can also review any other relevant project
documents, such as appraisals, soil reports, zoning and utility
availability documents, etc.
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